Buy or sell a home on or near Old Hickory Lake, on the Mt. Juliet side or the Old Hickory side, with Scott Hardesty.
A lake home is not just a house with a view. Before you buy one, you need to know where your lot ends, where the Corps of Engineers land begins, whether a dock is allowed, and how deep the water is at the shoreline. When you sell one, you need buyers to understand what the water adds.
Scott Hardesty helps people buy and sell homes on Old Hickory Lake, on the Mt. Juliet side in Wilson County and on the Old Hickory side in Nashville. You work with Scott directly, and he tells you plainly what he sees.
Old Hickory Lake is a Corps of Engineers lake on the Cumberland River, just northeast of downtown Nashville. It covers about 22,500 acres, with about 440 miles of shoreline. The lake filled in 1954. It was built for power and river traffic, and today it is also a lake for boating and fishing.
It is a "run of the river" lake, so the water level does not swing much during the year. Normal pool is 445 feet above sea level.
On the Mt. Juliet side, you have Cedar Creek Marina and the Corps campground and swim beach at Cedar Creek, both off Saundersville Road, and the Shutes Branch area with a boat ramp, a fishing pier, and a mountain bike trail. On the Old Hickory side, you have Blue Turtle Bay Marina and the Corps swim beach at Old Hickory Beach. Downtown Nashville is a short drive from either side.
These are some of the neighborhoods that sit on the lake or right next to it. Frontage, docks, and slips are different from one house to the next, even on the same street. Always check the specific address.
Have another street in mind? Call Scott and ask. If he doesn't know it well, he'll tell you, and then he'll go learn it.
On Old Hickory Lake, the shoreline itself is public land managed by the U.S. Army Corps of Engineers. Most lakefront lots end at a Corps property line, not at the water. What you can do on that strip, like mowing, a path, or a dock, depends on a Corps permit.
The Corps sorts the shoreline into areas. Only some areas allow private docks. Others allow mowing only, and some allow neither. Even in an area marked for docks, a permit is not promised. The Corps looks at the lot, the water depth, and the effect on boat traffic first.
To qualify for your own dock, you have to own the lot that touches Corps land, with no road or common area in between. You need at least 65 feet of allocated shoreline, and docks must sit at least 50 feet apart. Docks on this lake are floating docks. They have to float at normal pool.
A Corps shoreline permit does not go with the house. When you buy, you apply for your own permit. Before a sale, the owner can ask the Corps for a "realtor letter." It shows the shoreline class next to the lot and flags any problems with the current permit. Scott asks for one early, so there are no surprises at closing.
Some lake lots include flowage easement land, which the Corps can flood if it needs to. You can't build on it, and fill dirt is limited. Scott will also have you check the FEMA flood map for the address and price flood insurance before you commit.
Lake lots often slope toward the water. Look at the walk down to the dock, drainage, and any retaining walls. Many older lake homes are on septic, so ask for the septic permit and an inspection. And the Corps is updating its shoreline plan for Old Hickory Lake, so ask Scott what that could mean for a lot you like.
I used to live in Brandywine Pointe in Old Hickory, right by the lake, so I know what daily life on this water is like.
Lake buyers ask different questions. Is there a dock, and is the permit current? How deep is the water at the dock? What is the shoreline class? Scott gets those answers ready before you list, including the realtor letter from the Corps, so buyers can say yes faster. Then he prices the home against real lake sales, not the average house in town.
Not always. Some have a permitted dock, some share a community dock, and some can't have one at all. Check the Corps permit for that exact lot.
Only if the lot is in a shoreline area that allows private docks and meets the Corps rules, like 65 feet of allocated shoreline and enough water depth. Scott will help you check before you make an offer.
The dock can convey with the house, but the Corps permit does not. You apply for a new permit in your name. The seller can request a realtor letter first, so you know the status.
Not much. Old Hickory is a run of the river lake, so it stays close to normal pool, 445 feet above sea level, most of the year. In big floods it can rise higher.
The Mt. Juliet side is in Wilson County, with Wilson County Schools. The Old Hickory side is mostly in Davidson County, with Metro Nashville Public Schools. Some Old Hickory mailing addresses are in Wilson County, so always confirm the county and school zone for the exact address.
Thinking about buying or selling a home on Old Hickory Lake? Call or text Scott at 615-762-7556. He'll listen first, answer your questions, and tell you honestly what he would do in your spot.
Scott Hardesty – Realtor • CEO & Team Lead of The Hardesty Group at eXp Realty